About Ray
Ray Valencia - Financial Planner
What do you do?
I help clients organize their financial lives so all the resources are working in unison towards their explicit goals. Our K.E.P.T. process was developed not only as a way we wanted clients to feel, but as a program that focuses on what matters most to each individual.
Qualifications?
I’ve been creating and refining financial plans for clients since 2009. I am registered as an Investment Advisor Representative, which allows me to provide fee only services as a fiduciary. I am also a licensed Securities Broker which further expands the investment offerings my clients can utilize.
I am a Life Agent, serving as a broker and offering insurance products from a wide of array of carriers. Common requests in the area are: Life Insurance, Long-Term Care, Annuites, and Disability policies.
I earned my bachelors degree in business from the California State University of Fullerton; with a concentration in entrepreneurship. Education and training are a core comittment to my clients and in addtion to the acedemic, I always seek the leading thinkers and institutions in financial planning, investment management, and risk mitigation.
Why do you do this?
I have an incredible opportunity to make a real difference in peoples lives and do quality work I can be proud of. Over the years I’ve seen how much of a need there is for education and clarity around financial services. It is my goal to create an environment where every client feels comfortable asking the questions they may feel reluctant to ask. I’m not here to judge; I exist in this space to educate, provide options, and give guidance.
Check The background of this financial professional on FINRA’s BrokerCheck